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Money & Career

Second Stimulus Check: A Mompreneur’s Guide

The question may have been on your mind for a while now: When is my next stimulus payment coming? Mompreneur’s Guide

It’s been over 3 months since the first round of checks, distributed under the CARES Act; for Round 2, the House of Representatives has since passed the $3 trillion HEROES Act. The HEROES Act proposed $1,200 for every qualifying adult, and an additional $1,200 for each dependent under qualifying adults, at a maximum of $6,000 per household — which could be a lifesaver for working moms in the pandemic, and even more so for parents who have lost their jobs. Mompreneur’s Guide

However, Senate Leader Mitch McConnell (R-KY) has indicated that the bill will not pass the Senate. Discussions in the Senate began on Monday, July 20, and will go at latest until August 7, when the Senate is due for a month-long recess. There have been reports that the bill may be finished as soon as next week.

In reference to the bill, Trump has stated, “If it didn’t include what we think we need for the economy . . . I would absolutely veto it.” 


Senate Leader Mitch McConnell (R-KY) has been drafting a proposal for the new bill.

Though exact details of the bill remain unclear, McConnell has said that the GOP relief bill will be more “targeted,” with a “special eye toward hard-hit businesses” and “driving our national comeback.” 

Different cutoff incomes have been suggested, with McConnell himself suggesting a $40,000 annual income cutoff. For reference, the cutoff in the CARES Act was $99,000. House Speaker Nancy Pelosi has challenged the $40,000 cutoff; it seems likely that the cutoff will be greater than $40,000, but less than the original $99,000.


What does this mean for my family?

Small businesses certainly need the help, but the government has been rather notorious lately for bailing out corporations that are anything but small. Additionally, the idea of “driving our national comeback” seems a bit problematic, considering that COVID-19 cases are on the rise in 40 different states. The push for Americans to get back to work may leave many in an uncomfortable position: first and foremost, working mothers.

School is no longer in session, and childcare options are limited — many childcare centers have closed, and those that are open may be a safety risk to your child and your family: you can certainly tell a five year-old to socially distance, but whether or not they’ll listen is up to the heavens. 

Some families have turned to babysitting, but paying a babysitter eight hours per workday is a financial burden that not everyone can afford. Return to employment leaves an unfair burden on working parents, who will have to juggle a new work schedule along with the difficulties of childcare during the pandemic. The HEROES Act was certainly more accommodating towards families than the new bill on the horizon seems to be.


This blog post was written by contributor Helen Jiang.

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